How to pay at AliExpress

Acceptable payment methods for AliExpress

A question we get asked quite often by international shoppers is "How do you pay on AliExpress?" the question normally comes from shoppers in India or Pakistan wanting to know about AliExpress payment methods in particular debit or credit cards that are accepted. Here is a short guide to paying for goods on AliExpress.com

AliExpress.com is part of the Alibaba Group. A large Chinese company that owns lots of businesses but is most famous for Alibaba.com and Aliexpress. Alibaba is a wholesale operation where people can buy bulk orders of items, and AliExpress allows shoppers to buy smaller quantities of goods from all over the world. Alibaba.com was founded by Jack Ma in 1999. AliExpress offers international shipping around the world.

What payment types does AliExpress accept?

There are many different ways to pay for your shopping on AliExpress.com. According to the "How do I pay for an item?" help page there are at least 16 different ways to pay. Credit cards and debit cards are the number 1 method followed by Fintech solutions and other bank methods. The other include various bank payment services, Maestro, Western Union money transfer and Yandex.Money.

You can apply for orders up to $50,000 using a debit or credit card.

These are the acceptable payment methods (as of 20/02/2020)

  • Credit/debit card
  • QIWI
  • WebMoney
  • Yandex.money
  • SMS(Russia)
  • Ebanx
  • PPRO
  • Mercado Pago
  • PayPal
  • Doku
  • Mpesa
  • Klarna
  • Cash payment
  • Wire transfer/Bank transfer
  • Western Union
  • COD(Saudi Arabia)

How do I pay with WebMoney?

Another payment option is WebMoney, they are an online money transfer company. Only payments in USD are accepted with this method but it is possible to earn moneyback.

Here's how it works:

  • Register with WebMoney
  • Deposit funds, WMZ Purse (WMZ is the equivalent to US Dollars)
  • Shop on AliExpress
  • Pay at checkout using WebMoney and receive up to 6% cashback

How can I pay on AliExpress?

AliExpress checkout payment methods

Simply select your payment method and fill out your details in the relevant payment form which appears when you have selected your preferred method. The image on the above shows the payment methods and form that appears in the checkout when we used it.

How do I get a Visa or Mastercard debit or credit card?

Most banks around the world offer current or savings account with debit cards or credit card accounts. The most popular in the world of these are Visa and Mastercard, these can be accepted anywhere at any store that displays the signs for them. They can be used online to pay for something in one country when you are in another.

Popular Mastercard and Visa debit and credit cards in India and Pakistan include ICICI Bank, Standard Chartered India & StanChart Pakistan, State Bank of India and many more.

You can even apply for an international prepaid debit or credit card, which can be used online for your shopping anywhere including Alibaba and AliExpress.

What is AliPay?

Alipay.com is an online payment service owned by Alibaba. It is similar to the US PayPal.com and can be used to pay for goods and services online at AliExpress only.

In order to use AliPay you might need a credit or debit card. Card are added to your Alipay account which are then used for payment at AliExpress. AliPay offers some forms of buyers protection when buying goods from AliExpress, for example they offer escrow which means that the money is released to the seller when the buyer has received the goods and is happy with them.

What protection do I get with AliPay?

The advantages of paying with AliPay are that they give buyer protection guarantees and dispute resolution service and act as intermediaries between buyer and seller.

  • 100% reimbursement for unauthorized transactions
  • 90 days payment protection
  • Quick-response time

Can I pay with PayPal?

Payment by PayPal is available on AliExpress.com but I believe it is up to the seller to accept this payment type.

Is it safe to pay on AliExpress?

It is as safe to pay on AliExpress as it is on any other online store. We recommend that you use a payment method that will give you some buyer protection, just in case. Also it is important to follow these rules:

  • Check seller's feedback and ratings
  • Pay with a method that offers buyer protection.
  • Deal with the seller first if you have a dispute
  • If, after 15 days, you have not reached a satisfactory result, then raise a dispute ticket with AliExpress customer services.

Sources:

Help pages AliExpress

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